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AIR MILES Credit Card FAQs: Rewards, Benefits, Fees, and More (2024)

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AIR MILES Credit Card FAQs: Rewards, Benefits, Fees, and More (2024)

The Best AIR MILES Credit Cards: Earn Rewards and Fly.

Are you looking for a credit card that rewards you with AIR MILES? Look no further! In this article, we’ll explore the best AIR MILES credit cards, their benefits, and how to choose the right one for your needs.

Top AIR MILES Credit Cards

1. American Express AIR MILES Credit Card
– 3,000 AIR MILES bonus after spending $1,000 in 3 months
– 1 AIR MILE per dollar spent
– No annual fee
2. American Express AIR MILES Platinum Credit Card
– 5,000 AIR MILES bonus after spending $3,000 in 3 months
– 1 AIR MILE per dollar spent
– $139 annual fee
3. BMO AIR MILES Mastercard
– 3,000 AIR MILES bonus after spending $1,000 in 3 months
– 1 AIR MILE per dollar spent
– No annual fee
4. TD AIR MILES Visa Card
– 3,000 AIR MILES bonus after spending $1,000 in 3 months
– 1 AIR MILE per dollar spent
– $139 annual fee

BMO AIR MILES World Elite Mastercard

With this exclusive offer for the BMO AIR MILES® World Elite Mastercard®*, you earn 3,000 miles after $3,000 in purchases in the first three months. Plus, earn an additional 1,500 miles when you spend at least $700 at eligible wholesale clubs and alcohol retailers.

Besides, the annual fee is waived in the first year!

With this card, you earn 3 miles for every $12 spent at participating AIR MILES Partners. Then, earn 2 miles for every $12 in purchases at any eligible grocery store and wholesale club (warehouse like Costco) or alcohol retailer (SAQ, LCBO, etc.). Everywhere else, you’ll earn 1 AIR MILES mile for every $12 in purchases, including Walmart.

What’s more, it’s the only AIR MILES credit card in Canada to offer a 25% discount on AIR MILES flights to any destination during the calendar year.

The BMO® AIR MILES® World Elite®* Mastercard®* card also offers:

  • 7 ¢/L discount on Shell V-Power fuel and 2 ¢/L discount on all other Shell fuels
  • Excellent insurance for your travels and purchases
  • 2X miles for car rentals with National or Alamo

BMO AIR MILES®† Mastercard®*

With this exclusive offer for the BMO AIR MILES® Mastercard®*, you earn 1,500 AIR MILES after $1,000 in purchases in the first three months. You’ll also earn an additional 800 miles when you spend at least $400 at eligible wholesale clubs and alcohol retailers. That’s a total cash value of $242.

This credit card has no annual fee.

With the BMO® AIR MILES® Mastercard®*, you get 3x the Miles for every $25 spent at participating AIR MILES Partners. Plus, you’ll earn 2X miles for every $25 spent at any eligible grocery store, wholesale club (warehouse like Costco) and liquor retailer*. For everything else, you earn 1 AIR MILES for every $25 in purchases.

BMO AIR MILES World Elite Business Mastercard

The BMO AIR MILES® World Elite Business Mastercard particularly rewards AIR MILES collectors who wish to separate their personal and business spending.

You can earn 3,000 AIR MILES Bonus Miles in your first year! In addition, there is no annual fee for the first year.

You earn 4x the Miles when you use your card at participating AIR MILES Partners. And 1 Mile for every $12 you spend everywhere else, including Costco.

With the BMO AIR MILES®† World Elite®* Business Mastercard, you benefit from various travel protections:

  • Collision Damage Waiver
  • Car Rental Personal Effects & Business Property
  • Car Rental Accidental Death & Dismemberment
  • Baggage & Personal Effects
  • Baggage insurance in case of delay
  • Flight Cancellation
  • Trip Interruption/Trip Delay
  • Flight delay
  • Common Carrier Insurance

And for your purchases:

  • Extended Warranty
  • Purchase Protection

BMO® AIR MILES® No-Fee Business® Mastercard®*

The BMO® AIR MILES® No-Fee Business Mastercard®* is the only AIR MILES Mastercard for Business credit card with no annual fee.

For a limited time, you can earn 1,000 AIR MILES Bonus Miles!

You earn 1 AIR MILES Reward Mile on every $20 you spend, including at Costco. And 1.25X the Miles at Shell.

BMO® AIR MILES® Mastercard®* For Students

With this offer for the BMO® AIR MILES® Mastercard® for Students, you earn 800 AIR MILES miles after $1,000 in purchases. Besides, it’s a no-annual-fee credit card.

With this Card, you earn 3X miles for every $25 in purchases at participating AIR MILES Partners. And 1 mile for every $25 you spend, Costco included.

Benefits of AIR MILES Credit Cards

1. Reward Points: Earn AIR MILES per dollar spent.
2. Flight Redemptions: Redeem AIR MILES for flights, hotel stays, and more.
3. Travel Insurance: Get protection against trip cancellations and interruptions.
4. No Foreign Transaction Fees: Use your card abroad without extra charges.
5. Exclusive Benefits: Enjoy exclusive discounts and perks with AIR MILES partners.

How to Choose the Best AIR MILES Credit Card

1. Consider Your Spending Habits: Choose a card that aligns with your spending patterns.
2. Evaluate the Annual Fee: Weigh the benefits against the annual fee.
3. Look for Sign-Up Bonuses: Take advantage of generous bonus AIR MILES offers.
4. Check the Rewards Rate: Ensure the card offers competitive rewards rates.
5. Read Reviews and Compare: Research and compare cards before applying.

Frequently Asked Questions (FAQs)

What is the best AIR MILES credit card for beginners?

American Express AIR MILES Credit Card.

Can I transfer AIR MILES between accounts?

Yes, through the AIR MILES transfer program.

What is the minimum credit score required for AIR MILES credit cards?

Typically 700+.

Can I use my AIR MILES credit card abroad?

Yes, with no foreign transaction fees.

How do I redeem my AIR MILES

You can redeem your AIR MILES online or through the AIR MILES app for flights, hotel stays, car rentals, and other travel rewards.

Can I use my AIR MILES credit card abroad?

Yes, most AIR MILES credit cards have no foreign transaction fees.

What is the AIR MILES rewards chart?

The AIR MILES rewards chart outlines the number of AIR MILES required for specific rewards, such as flights or hotel stays.

Can I transfer my AIR MILES to another loyalty program?

Yes, AIR MILES can be transferred to partner loyalty programs, such as airline frequent flyer programs.

How do I earn AIR MILES on everyday purchases?

You can earn AIR MILES on everyday purchases by using your AIR MILES credit card at participating merchants.

What is the AIR MILES expiration policy?

AIR MILES typically expire after 5 years, but can be kept active by earning or redeeming AIR MILES within that timeframe.

Can I use my AIR MILES credit card for online shopping?

Yes, most AIR MILES credit cards can be used for online shopping.

How do I track my AIR MILES balance?

You can track your AIR MILES balance online or through the AIR MILES app.

Can I earn AIR MILES on gas purchases?

Yes, many AIR MILES credit cards offer bonus AIR MILES on gas purchases.

What is the AIR MILES customer service contact information?

You can contact AIR MILES customer service at 1-888-AIR-MILES (1-888-247-6453) or through their website.

Can I add authorized users to my AIR MILES credit card account?

Yes, most AIR MILES credit cards allow you to add authorized users.

How do I cancel my AIR MILES credit card?

You can cancel your AIR MILES credit card by contacting the issuer’s customer service department.

Can I upgrade or downgrade my AIR MILES credit card?

Yes, most AIR MILES credit cards offer upgrade or downgrade options.

What are the AIR MILES credit card interest rates?

Interest rates vary depending on the AIR MILES credit card issuer and your credit score.

Can I use my AIR MILES credit card for balance transfers?

Yes, most AIR MILES credit cards allow balance transfers.

What are the AIR MILES credit card fees?

Fees vary depending on the AIR MILES credit card issuer and may include annual fees, foreign transaction fees, and late fees.

Conclusion

AIR MILES credit cards offer a range of benefits and rewards for frequent travelers. By choosing the right card for your needs, you can maximize your AIR MILES earnings, redeem rewards, and enjoy exclusive travel perks.

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