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Hilton Honors Credit Cards: Best Offers, Rewards, and Benefits (2024)

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Hilton Honors Credit Cards: Best Offers, Rewards, and Benefits (2024)

Best Hilton Honors Credit Cards: Earn Rewards and Upgrade Your Stays.

Are you a frequent Hilton hotel guest looking to maximize your rewards and upgrade your stays? Look no further! In this article, we’ll explore the best Hilton Honors credit cards, their benefits, and how to choose the right one for your needs.

Top Hilton Honors Credit Cards

1. Hilton Honors Aspire Card from American Express
– 150,000 bonus points after spending $4,000 in 3 months
– 14x points per dollar spent at Hilton hotels
– Diamond status benefits
– $450 annual fee
2. Hilton Honors Surpass Card from American Express
– 130,000 bonus points after spending $2,000 in 3 months
– 12x points per dollar spent at Hilton hotels
– Gold status benefits
– $95 annual fee
3. Hilton Honors American Express Card
– 100,000 bonus points after spending $1,000 in 3 months
– 7x points per dollar spent at Hilton hotels
– Silver status benefits
– $0 annual fee
4. Hilton Honors Business Card from American Express
– 130,000 bonus points after spending $3,000 in 3 months
– 12x points per dollar spent at Hilton hotels
– Gold status benefits
– $95 annual fee

Best Credit Cards to Earn Hilton Honors Points

These credit cards are for those who want to earn Hilton Honors points for free hotel nights.

Here is a table summarizing the different offers. For more details, read on or click on the name of a card.

American Express Cobalt® Card

The American Express Cobalt® Card is the best credit card from American Express, whether you want points for travel or cash back.

The welcome bonus is distributed monthly for the first 12 months. You’ll earn 1,250 Membership Rewards points for every $750 in purchases charged to your card during the month (whether in the 1X, 2X, 3X or 5X category). That’s up to 15,000 Membership Rewards points.

You can easily use these points as statement credits for everyday or travel purchases. The value is the same for both: 1,000 points = $10.

Or you can transfer them into Aeroplan points, Avios (British Airways/Qatar Airways), Flying Blue, Marriott Bonvoy or Hilton Honors.

For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to:

  • 15,000 Aeroplan points
  • 15,000 Avios points
  • 11,250 Flying Blue Miles
  • 18,000 Marriott Bonvoy points

With the American Express Cobalt® Card, you can earn between 1 and 5 points per dollar:

Category Points per dollar
Grocery (Métro, IGA, Sobeys, Super C, etc.) 5
Home food delivery 5
Restaurants and bars 5
Convenience stores 5
Streaming services 3
Gas station 2
Transport 2
Travel 1
Other 1

This is a 1 to 5% return on all these purchases.

For example, if you spend $1,000 per month on groceries and/or restaurants and/or food delivery, you’ll earn $50 cash back per month, or $600 cash back per year with this card for this category of purchases!

And if you decide to transfer your points to other programs like Aeroplan, you could get even more value!

In addition, this card provides excellent insurance coverage: rental car theft and damage, baggage delay, lost or stolen baggage, flight delay, $250,000 travel accident, hotel or motel burglary, Mobile Device Insurance, Purchase Security, Purchase Protection Insurance.

Like all American Express Canada Cards, there is no minimum income requirement.

American Express® Gold Rewards Card

Earn up to 60,000 Membership Rewards points with this welcome offer for the American Express® Gold Rewards Card. That’s a $600 value for travel or any purchase on the Card.

You can also transfer your points to airline partners such as Aeroplan, Avios (British Airways / Qatar Airways), Flying Blue, and hotel partners (Marriott Bonvoy, Hilton Honors).

For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to:

  • 60,000 Aeroplan points
  • 60,000 Avios points
  • 45,000 Flying Blue Miles
  • 72,000 Marriott Bonvoy points

With this Card, you get many benefits like:

  • $100 annual travel credit
  • Priority Pass membership and 4 complimentary Plaza Premium visits per year
  • $50 NEXUS credit

You earn 2 points per dollar for travel purchases, and at:

  • gas stations
  • grocery stores
  • drugstores

And 1 point per dollar everywhere else.

American Express Platinum Card®

The Platinum Card is the best high-end card in Canada for travelers.

With this welcome offer, you can earn up to 140,000 Membership Rewards points:

  • 100,000 points when you charge $10,000 in net purchases to your Card within the first 3 months of membership
  • 40,000 points if you make a purchase in the 14 to 17 months following your membership

With this Card, you get :

  • 2 points per dollar for dining purchases
  • 2 points per dollar on travel purchases
  • 1 point per dollar on all other purchases

You can use your Membership Rewards points in many ways:

  • Transfer points to airline partners: Aeroplan, Avios (British Airways / Qatar Airways), Flying Blue, Delta Skymiles, etc.
  • Transfer points to hotel programs (Hilton Honors, Marriott Bonvoy)
  • Redeem points for statement credits to offset any travel purchase charged to your Card (1,000 points = $10)
  • Redeem points for statement credits towards other purchases (1,000 points = $10)
  • And more!

For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to :

  • 140,000 Aeroplan points
  • 140,000 Avios
  • 105,000 Flying Blue Miles
  • 168,000 Marriott Bonvoy points

With this card, you also have advantages for your travels:

  • $200 Annual Travel Credit
  • $200 Annual Dining Credit
  • $100 NEXUS Card Statement Credit
  • Free, unlimited access for you and one additional traveller to over 1,200 airport lounges in more than 130 countries
  • Hilton Honors Gold Elite status (complimentary breakfast at all Hilton hotels)
  • Marriott Bonvoy Gold Elite status
  • Access to the Fine Hotels and Resorts program

Finally, the Platinum Cardᴹᴰ stands out for the many insurances it offers: rental car theft and damage, $500,000 travel accident, emergency medical expenses (out of province or country), lost or stolen luggage, flight delay and misdirected luggage, hotel or motel burglary, Purchase Protection, Purchase Security.

American Express® Green Card

Do you want a cash back credit card with no annual fee that earns travel points? Here is an option for you: the American Express® Green Card.

By signing up for the American Express® Green Card, you can earn 10,000 Membership Rewards Welcome Bonus Points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership. This is a $100 value for travel or any purchase on the Card.

You can also transfer your points to airline partners (Aeroplan, British Airways Executive Club, Flying Blue, etc.) and hotel partners (Marriott Bonvoy, Hilton Honors).

For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of obtaining..:

  • 10,000 Aeroplan points
  • 10,000 Avios points
  • 7,500 Flying Blue Miles
  • 12,000 Marriott Bonvoy points

That’s a nice welcome bonus for a credit card with no annual fee.

You’ll also have access to online promotional offers to earn points or rebates on your purchases with this no annual fee credit card.

Hilton Honors American Express Aspire Card

If you have started to apply for US credit cards, you could earn up to 150,000 Hilton Honors points with the Hilton Honors American Express Aspire Card.

With this card you also get:

  • a free Weekend Night Reward within your first year and every year after renewal
  • $250 Hilton Resort Statement Credit
  • Complimentary Hilton Honors Diamond Status
  • 14X Hilton Bonus Points at participating hotels or resorts within the Hilton Portfolio.
  • 7X Bonus Points for eligible purchases: on flights booked directly with airlines or amextravel.com, on car rentals booked directly from select car rental companies & at U.S. restaurants
  • 3X Hilton Honors Bonus Points for all other eligible purchases on your Card
  • No foreign currency conversion fees

Benefits of Hilton Honors Credit Cards

1. Reward Points: Earn points per dollar spent at Hilton hotels and resorts.
2. Elite Status: Enjoy Gold or Diamond status benefits, including room upgrades and bonus points.
3. Free Nights: Redeem points for free stays at Hilton properties.
4. Travel Insurance: Get protection against trip cancellations and interruptions.
5. No Foreign Transaction Fees: Use your card abroad without extra charges.

How to Choose the Best Hilton Honors Credit Card

1. Consider Your Spending Habits: Choose a card that aligns with your spending patterns.
2. Evaluate the Annual Fee: Weigh the benefits against the annual fee.
3. Look for Sign-Up Bonuses: Take advantage of generous bonus points offers.
4. Check the Rewards Rate: Ensure the card offers competitive rewards rates.
5. Read Reviews and Compare: Research and compare cards before applying.

Frequently Asked Questions (FAQs)

What is the best Hilton Honors credit card for beginners?

Hilton Honors American Express Card.

Do Hilton Honors credit cards offer travel insurance?

Yes, some cards offer travel insurance benefits.

Can I transfer points to other loyalty programs?

Yes, Hilton Honors points can be transferred to partner airlines.

What is the minimum credit score required for Hilton Honors credit cards?

Typically 700+.

Can I use my Hilton Honors credit card abroad?

Yes, with no foreign transaction fees.

Conclusion

Hilton Honors credit cards offer a range of benefits and rewards for frequent Hilton guests. By choosing the right card for your needs, you can upgrade your stays, earn valuable points, and enjoy exclusive perks.

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